TERMS AND CONDITIONS OF USE OF THIS WEBSITE
By accessing or using the www.alantierney.ie website (the “Site”), you acknowledge and agree to the disclaimers, terms and conditions (“Terms”) set forth below. If you do not agree to these Terms, you should not use the Site. We reserve the right, in our sole discretion, to change, modify, add or remove portions of these Terms at any time. You should check these Terms periodically for changes as by using the Site after we post any changes to these Terms, you are agreeing to accept those changes, whether or not you have reviewed them.
APPLICABILITY OF TERMS AND CONDITIONS
These Terms apply to your use of the alantierney.ie website which is operated and owned by Alan Tierney & Partners Limited. Alan Tierney & Partners Limited is an Irish company with its registered office at 22 South Richmond Street, Dublin 2. By using the Site, you agree to be legally bound by these Terms just as if you had signed them.
In the event that you choose to pay your premium using our website, you will be asked to provide further personal information and payment details. Your payment details will be processed by our contracted payment processors and will be securely disclosed to its contractors for this purpose. This site is only equipped to accept payments in Euro. All card details are safely transferred via an SSL encrypted connection.
You, the customer can cancel your policy by notice in writing at any time. This is provided that all reasonable charges pertaining to costs incurred by Alan Tierney & Partners Limited have been paid and provided that no incident giving rise to a claim has occurred in the current period of insurance. You may be entitled to a proportionate return of the premium for the un-expired period of insurance. One exception to this is if the policy is written on a minimum and deposit basis and if this is the case no return will be allowed on the policy and this will be noted on your policy schedule.
If you cancel your policy during the first year short term rates may apply, please see your policy terms and conditions. In the case of cancellation of Motor insurance you must return the Certificate of Insurance and Windscreen Disc to Alan Tierney & Partners Limited and your policy will only be cancelled when these documents are received by the Insurance Company. Insurance companies reserve the right to cancel policies at any time by giving appropriate notice to your last address. Please refer to your policy terms and conditions. Failure to meet your responsibilities may result in the insurance company cancelling your policy.
We also reserve the right to cancel your policy in certain circumstances, for example the non-payment of premiums, direct debit default or misrepresentation/non-disclosure of relevant information.
We recommend that you seek advice from one of our financial consultants before making any financial or investment decisions.
Subject to these Terms, we grant you a non – exclusive, non – transferable, limited right to access and use the Site and the material displayed thereon. However, no right, title, or interest in any such materials will be granted or transferred to you as a result of any permitted use of such materials. All materials incorporated in or accessible through the Site, including, without limitation, text, photographs, images, graphics, illustrations, logos, button icons, audio clips, video clips, software, and other content, and the compilation, collection, arrangement, and assembly thereof (including the look and feel of the Site), are protected by Irish and international intellectual property laws, and are owned, controlled or licensed by alantierney.ie or by the original creators of such materials or their permitted licensors. Such materials may be used only for viewing the Site in the ordinary course or as a resource for purchasing the products offered through the Site. Any other use of such materials, including any copying, reproduction, modification, sale, distribution, extraction, re-utilisation, transmission, republication, downloading, display, posting, performance, or other exploitation thereof by any means or medium without the prior written permission of the intellectual property owner is strictly prohibited.
PRIVACY AND SECURITY
We are committed to protecting your privacy and security. All personal data that we collect from you will be processed in accordance with our data protection policy. If you choose to complete one of our on line forms (where available), the details you provide will be held on computer by ATP and possibly and may be used to answer your query and to contact you about various ATP services which may be of interest to you. The information you provide may also be used while monitoring the progress of your enquiry within ATP and to register any subsequent sale of any or our products about which you have enquired. We also use such information to update our website for you and keep you informed of other product information and site developments if you have indicated any such preference.
Our purposes for holding personal information and description of the general categories of parties to whom we may disclose it can be found in the Data Protection Register. You should note that we do not supply any information about you to anyone else unless we believe it is lawful to do so, or where you have given your consent in advance.
You have the right under the Data Protection Act to request a copy of the personal data, which we hold with reference to you on our computer systems. A fee of €6.35 is chargeable under the terms of the Data Protection Act.
DISCLAIMER OF WARRANTIES
You acknowledge and agree that:
Your use of this website is at your sole risk. The service is provided on an “as is” and “as available” basis. We expressly disclaim all warranties of any kind, whether express or implied, including but not limited to, the implied warranties of merchantability, fitness for a particular purpose and non-infringement.
You are advised to safeguard important data, to use caution and to not rely in any way on the correct functioning or performance of the service. The contractual rights which you enjoy by virtue of the Sale of Goods Act, 1893 (as amended) and the Sale of Goods and Supply of Services Act, 1980 are in no way prejudiced by anything contained in these terms and conditions, save to the fullest extent permitted by law.
The information on alantierney.ie does not constitute an offer, and is provided as a service to site visitors. While we endeavour to ensure that the information is accurate and complete, we do not guarantee such. You acknowledge and agree that while all reasonable efforts have been made to ensure that the information on this website was accurate at the time of its being placed on the website, the information is provided only on an “as is” basis. No express or implied guarantee, or representation, endorsement or warranty of any type is given with respect of the accuracy, reliability or completeness of the information appearing on, or provided in conjunction with, this website.
We shall not be liable to users for any breach of these conditions of use or any failure to provide or delay in providing our services through our site resulting from any event or circumstance beyond our reasonable control including, without limitation, strikes, lock outs and other industrial disputes, breakdown of systems or network access, fire explosion or accident.
LIMITATION OF LIABILITY
You expressly understand and agree that (to the fullest extent permitted by law) alantierney.ie shall not be liable for any indirect, incidental, special, consequential, exemplary or punitive damages, or any other damages whatsoever, including but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses (even if we have been advised of the possibility of such damages), arising out of, or resulting from your use of, or the inability to use, the Site.
In no event shall we or any other person involved in creating, installing, delivering, testing or using the service be liable for any direct, indirect, incidental, special or consequential losses or damages, resulting from any claim (including, and without limitation, a claim for breach of contract, in tort, for negligence under an indemnity, for breach of warranty or otherwise) arising out of the use or the inability to use the service, including, but not limited to, damages for loss of profits, use, data or other intangible information, even if we have been advised of the possibility of such damages.
YOUR SUBMISSIONS TO US
You agree not to use the Site or cause or permit the Site to be used: so as to jeopardise or prejudice the operation, quality or integrity of the Site, or the operation, quality or integrity of any telecommunications network; for any commercial purpose including any screen-scraping, direct marketing, surveys, contests or pyramid schemes, nor to use the Site to participate in or cause others to participate in sending chain letters, junk e-mail, spam, duplicative or unsolicited messages, advertising or promotional material; to harvest or otherwise collect information about others, including e-mail addresses, without their consent; to distribute, download, upload or transmit any material which contains viruses, Trojan horses, worms, time bombs, cancelbots, or any other harmful or deleterious programs; contrary to the terms and conditions of any Internet Service Provider whose services you may use.
GOVERNING LAW AND JURISDICTION
The Site has been created and is controlled by alantierney.ie in Ireland. These Terms will be governed by, and construed and enforced in accordance with, the laws of Ireland. You hereby unconditionally and irrevocably submit to the exclusive jurisdiction of the Irish courts.
This website is intended solely for residents of Ireland (which term is to exclude Northern Ireland). Alan Tierney & Partners Ltd to which this website relates are authorised to conduct insurance services in Ireland. This website is established in Ireland and is subject to the laws of Ireland.
In the event of any dispute all parties shall be bound exclusively by the jurisdiction of the courts of the Republic of in Ireland.
These conditions shall be governed and construed in accordance with Irish Law and any disputes shall fall within the exclusive jurisdiction of the Irish Courts. If any provision of these disclaimers and exclusions shall be unlawful, void or for any reason unenforceable then that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions.
If for any reason you wish to contact us, we can be reached at:
Alan Tierney & Partners Ltd
22 South Richmond Street
00 353 1 4783055